Credit Cards and Bank Loans – Free Legal Aid and Seminar

FeaturedCredit Cards and Bank Loans – Free Legal Aid and Seminar

Are you looking for some legal advice on how to restructure your existing loan or wishing to know on how to settle your credit card dues amicably with some abusive debt collectors but do not know how or who to speak to? You may want to attend this.

The Gulf Law and the Filipino Lawyers in Dubai are once again conducting a FREE Legal Aid and Seminar to tackle on topics that involve the following:

  •  Know your legal rights and obligations
  • Dealing with a Police Case
  • Bounced Cheques
  • Bank Settlements
  • Court Case
  • Abusive Debt Collectors
  • Central Bank Blacklist
  • How to restructure your loans from different banks

Venue will be at the Philippine Consulate in Dubai, on Saturday, 11th June 2016 at 2:30pm and to be attended as well by a special speaker from the UAE Police, Mr. John Ray Cerna.

To register, you may confirm your attendance by email along with your name and mobile number to Gulf Law Client Care at or to

You may not probably be in any actual involvement on these cases as yet but would like to know the legalities should in case, you too are welcome to attend.

Stay safe. Be aware.



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Free Legal Aid and Seminar

credit cards

Gulf Law and The Filipino Lawyers in Dubai are inviting everybody, especially Filipinos, to join them in their next FREE Legal Aid and Seminar, to speak on Credit Cards and Bank Loans.

The seminar will take place at the Philippine Consulate in Dubai at 2:30 PM on Friday, 7th August 2015.  Some of the other topics to be covered are:

  • Know your Rights and Obligations
  • Police Case
  • Bounced Cheques
  • Bank Settlements
  • Court Case
  • Abusive Debt Collectors
  • Central Bank Blacklist
  • How to Restructure your Loans from Different Banks

Atty. Barney Almazar will be one of the speakers during the seminar. Recently, I posted a blog about a book authored by him entitled The Essential OFW Guide to UAE. He is also the head of the legal aid clinic at the Philippine Embassy in Abu Dhabi and Consulate in Dubai. In case you’ve missed that post, you may click on this link.

To register and book your seat, you may send an email to indicating your name and phone number. Your registration will be confirmed by a return email. A Certificate of Participation will be issued at the end of the event and you may also claim your free copy of The Essential OFW guidebook in case you haven’t got one yet.

Gulf Law Consultancy FZ LLC – is a limited liability company under the Fujairah Culture and Media Authority.

Credit cards are not bad

Another wise way of saving! 🙂


I’m certain we’ve all heard of how bad having a credit card is. There is always a debate whether it is bad or good. I would say however that it is bad if you are not responsible with your finances. If you don’t have the discipline to control your spending, then stay away from having one because in the end you will become its slave. On the other hand, a credit card can actually work for your benefit. Yes, you can use credit cards to your advantage.
Most cards offer a loyalty program where you earn points whenever you use them. These points can be converted to store vouchers, plane ticket discounts, some even offer a cash back rewards. To take advantage of banks’ loyalty programs, use your credit cards for your shopping. HOWEVER, please do take note to always pay the full amount you before it’s due. Or the…

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Money By The Book


Felt motivated after attending a brief seminar conducted by a gifted and brilliant Personal Finance Coach, Mr. Randell Tiongson from the Philippines.  He not only encouraged us on how to wisely handle our finances but, also shared to us a step-by-step approach on good stewardship of our hard-earned income.  His light and humorous arguments on money matters made us once again realized that God cares for our future and our view on money reflects on how much is our obedience to Him. He also emphasized on discipline, generosity, prudence, and diligence in doing what is right towards wealth or possessions.

Mr. Randell Tiongson and four other financial gurus will be conducting a seminar on educating financial awareness to OFWs this Friday, 20th March 2015 in Dubai at the Emirates Aviation College. I believe this is worth attending to…

One important reminder to us OFWs is to start setting aside ‘some portion’ for ourselves.  Our employment contract has expiration and our stay in this country is temporary.

Note to selves:  Budget well.